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The initial assumed rate shown is the current rate set by the Company. The assumed rate cannot be less than the guaranteed rate or exceed the rate set by the Company.
The Basic Strategy is a fixed account and does not earn interest credits. When paid, all premiums are allocated to the Basic Strategy prior to being allocated according to the allocation instructions. Once an amount equal to the estimated amount of insurance charges for the next 12-months is in the Basic Strategy, excess amounts will be moved to the indexed strategies and Fixed Strategy according to the desired allocation.