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If Lifetime Income Benefit rider (LIBR) is valid and approved in the state, the rider will be added to the policy. To remove the Lifetime Income Benefit rider from the illustration, due to special circumstances, select 'No'. Lifetime Income Benefit cannot be selected as a distribution option if you want to remove the rider from the illustration.
Lifetime Income Benefit Rider provides a benefit for the life if certain conditions are met when the rider is exercised. The rider guarantees a benefit payment for the life of the insured for a charge from the accumulated value.