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Other Insured (OIR)

Other Insured (OIR)

The OIR rider provides low-cost annual renewable term insurance on any eligible individual. Eligible relationships include the spouse, a child, business partner and with FlexLife the base policy insured. Click Add Insured link to add up to five (5) OIR's.

OIR Rider Specifications:

Issue Ages: 0 – 85

Minimum OIR Amount: $25,000 ($5,000 with Pension Underwriting)

Maximum OIR Amount: Same as Base Face Amount