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The OIR rider provides low-cost annual renewable term insurance on any eligible individual. Eligible relationships include the spouse, a child, business partner and with FlexLife the base policy insured. Click Add Insured link to add up to five (5) OIR's.
OIR Rider Specifications:
Issue Ages: 0 – 85 (0 – 75 SecurePlus Provider)
Minimum OIR Amount: $25,000 ($5,000 with Pension Underwriting)
Maximum OIR Amount: Same as Base Face Amount
Additional Riders: ADB, DIR and GIR with SecurePlus Provider and LSW Foundation are limited to primary OIR only.