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If ABR Terminal Illness is valid and approved in the state, the rider will be added to the policy. To remove the ABR Terminal Illness rider from the illustration, due to special circumstances, select 'No'.
Terminal Illness allows for the payment of a portion of the death benefit if the insured has an illness or chronic condition which can reasonably be expected to result in death 24 months or less (12 months in PA, CT, NY or VT). The benefit is the actuarially discounted value of the death benefit being accelerated less a pro-rata portion of any policy debt. There is no premium for this rider.